Mods and Insurance - Mercedes Benz SLK Forum
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#1 Old 10-21-2015
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Question Mods and Insurance

Hi all,
Has anyone reported their performance mods to their insurance company? Now that I've completed mine, I've started to worry a bit.
If you have, about how much did they raise your rates?


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#2 Old 10-21-2015
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More than three upgrades / modifications over here and some insurance companies class it as customised, and if you don't inform them then no pay out.

Regards Stuart.
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#3 Old 10-21-2015
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Most insurance in the UK have a clause that basically says you may not be insured with any unlisted mods.
Doesn't even have to be performance related.


I just asked about putting sidebars on the other car and got told they won't even quote me with that mod.

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#4 Old 10-21-2015
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As far as I know here in the states insurances companies don't care about your mods. If you total your car all you get is book value unless you have an independent company do an appraisal to determine its value then insure it accordingly. I had to do this with my 86 560sl.
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